Category Archives: Estate Planning

Personal Insurance FAQs

Posted on April 14, 2024 by Arrowroad

Personal Insurance FAQs Personal insurance is designed to protect you and your loved ones from the financial consequences of death or disability. They reduce the impact of risk on your financial lifestyle. They, therefore, form an important part of most … Continue reading →

Posted in Estate Planning, Family Law, Financial Planning, Getting Started, Insurance, Personal Finance | Tagged Financial Advising, Financial Planning, Financial Protection, Financial Security, Income Protection, Insurance Claims Process, Insurance Coverage, Insurance Definitions, Insurance Policy Extras, Insurance Review, Insurance Selection, Life Insurance, Own vs. Any Occupation TPD, Personal Insurance, Policy Understanding, Risk Management, Superannuation and Insurance, Total and Permanent Disability Insurance, Trauma Insurance, Underinsured Risks | Comments Off

Aged Care Planning: A Critical Component of Holistic Financial Advice

Posted on April 9, 2024 by Arrowroad

Aged Care Planning: A Critical Component of Holistic Financial Advice As the Australian population ages, the importance of aged care planning within the realm of financial advice is becoming increasingly apparent. This need is not transient; it is growing in … Continue reading →

Posted in Aged Care Insights, Estate Planning, Financial Planning, Life Events, Lifestyle, Retirement Planning, Support Services | Tagged Aged Care Financial Advice, Aged Care Planning, Aged Care Specialists Collaboration, Australian Aged Care System, Demographic Shifts and Financial Planning, Early Financial Planning, Estate Planning and Aged Care, Financial Advice for Seniors, Financial Adviser Roles in Aged Care, Financial Planning for Families, Holistic Financial Planning, Inclusive Family Financial Planning, Intergenerational Wealth Transfer, Long-Term Care Financial Planning, Navigating Aged Care Financing, Proactive Financial Conversations, Retirement and Aged Care, Retirement Planning Strategies, Understanding Aged Care Options | Comments Off

Life Insurance Bonds

Posted on April 5, 2024 by Arrowroad

Life Insurance Bonds Overview A bond, issued either as a life insurance or friendly society bond, is a simple investment structure used by single high-income earners or couples where both individuals are on a high marginal tax rate. Insurance bonds … Continue reading →

Posted in Estate Planning, Financial Planning, Investment Strartegies, Personal Finance, Tax Strategies | Tagged 10-Year Rule, Aged Care Fee Planning, Assessable Income, Capital Gains, Case Study, Company Tax Rate, Educational Bonds, Estate Planning, Friendly Society Bonds, High Net Worth Investment, High-Income Investors, Insurance Bonds, Investment Contributions, Investment Flexibility, Investment Growth, Marginal Tax Rates, Medicare Levy Surcharge, Partial Withdrawals, Scholarship Fund, Superannuation Alternatives, Tax Advantages, Tax Liability, Tax Offset, Tax Planning Strategies, Tax-Effective Investments | Comments Off

An Overview of Trusts in Australia

Posted on April 5, 2024 by Arrowroad

An Overview of Trusts in Australia Introduction Trusts are a fundamental element in the planning of business, investment and family financial affairs. There are many examples of how trusts figure in everyday transactions: Although trusts are common, they are often … Continue reading →

Posted in Estate Planning, Family Law, Financial Health, Financial Planning, Investment Strartegies, Tax Strategies | Tagged Asset Protection, Bare Trusts, Beneficiary Rights, Capital Gains Tax, Charitable Trusts, Creditor Protection, Discretionary Trusts, Everyday Trusts, Family Trusts, Fiduciary Duty, Fixed Trusts, Hybrid Trusts, Income Tax, Investment Trusts, Legal Competency, Legal Entity, Loss Handling, Settlor and Appointor Roles, Superannuation Funds, Tax Planning, Testamentary Trusts, Trust Assets, Trust Deed, Trust Establishment, Trust Fundamentals, Trust Legislation, Trust Misconceptions, Trust Relationships, Trustee Liabilities, Trustee Powers, Unit Trusts | Comments Off

March 2024 Insights: Navigating Finance & Investment

Posted on March 19, 2024 by Arrowroad

1. Economic Insights Global Economic Outlook After a period marked by inflationary pressures and fluctuating growth across major economies, global markets are gradually finding their footing. Central banks worldwide have been refining monetary policies to balance growth with inflation … Continue reading →

Posted in Economic Insights, Estate Planning, Investment Strartegies, Retirement Planning | Tagged Asset Management, Diversification, Economic Insights, Estate Planning, Financial Education, Financial Planning, Investment Strategies, Legal Advice, Market Trends, Personal Finance, Retirement Planning, Savings Tips, Superannuation, Tax Strategies, Wealth Management | Comments Off

Separated? Divorced? New addition to the family? It’s time to review your Superannuation Death Benefit Nominations

Posted on March 19, 2024 by Arrowroad

Separated? Divorced? New addition to the family? It’s time to review your Superannuation Death Benefit Nominations Even if you’re not wealthy, your estate plan should be regularly reviewed to ensure it considers your changing family situation (such as divorce or a new … Continue reading →

Posted in Estate Planning, Family Law, Life Events, Superannuation | Tagged BindingNomination, DeathBenefitNomination, DivorceFinance, EstatePlanning, FamilyWealth, FinancialReview, FinancialSecurity, LegalAdviceSuper, LifeChanges, RetirementSavings, SMSFLaw, SuperannuationAdvice, SuperFund, WealthManagement | Comments Off