Category Archives: Financial Planning
Trend following in crises
In times of market turbulence, trend-following strategies can offer valuable diversification for investment portfolios. Winton’s latest article delves into how these strategies perform during major equity drawdowns and the challenges faced by Commodity Trading Advisors (CTAs) in providing “crisis alpha.” … Continue reading
Posted in Active Investing, Consumer Behavior, Financial Planning, Investment Strartegies
Tagged Asset Management, Financial Planning, Market Trends, Trend Following, WealthManagement, Winton Global Alpha
Comments Off on Trend following in crises
Building better money habits with your kids
Generally speaking, we Australians are pretty financially savvy, that is, we understand the how and why of effectively managing our money. Unfortunately, that doesn’t mean we put that know-how into practice to make astute financial decisions. According to the Australian … Continue reading
Posted in Financial Health, Financial Planning, Financial Wellness, Investment Strartegies, Life Events, Lifestyle, Lifestyle & Well-being, Personal Finance, Retirement Planning
Tagged Financial Literacy, kids, money management, parenting, saving habits
Comments Off on Building better money habits with your kids
What are investment bonds, and how could they be used?
Popular in the days before compulsory superannuation, investment bonds fell out of favor as super became the preferred tax-advantaged environment. With tighter restrictions on superannuation contribution limits and eligibility requirements, bonds might be worth a fresh look. Investment bonds are … Continue reading
Posted in Family Law, Financial Planning, Investment Strartegies, Life Events, Personal Finance, Tax Strategies
Tagged EstatePlanning, FinancialPlanning, InsuranceBonds, InvestmentAdvice, InvestmentBonds, InvestmentStrategies, LongTermInvesting, RetirementPlanning, TaxAdvantages, WealthManagement
Comments Off on What are investment bonds, and how could they be used?
How investment diversification can help you achieve your goals
Benefits of diversification Diversification has several benefits for you as an investor, but one of the largest is as a strategy to reduce investment risk and to achieve more stable returns over the long term. Diversification can lower your investment … Continue reading
Posted in Diversification, Financial Planning, Investment Strartegies
Tagged AssetAllocation, DiversifiedPortfolio, FinancialGoals, FinancialPlanning, InvestmentAdvice, InvestmentDiversification, InvestmentStrategy, PortfolioManagement, RiskManagement, WealthManagement
Comments Off on How investment diversification can help you achieve your goals
Navigating Retirement: Two Approaches to Financial Independence
Steve and Sue Smith have worked hard all their lives, paid their taxes, and now that they have retired, they feel they are entitled to a full age pension. Jenny and John Jones have also worked hard and paid their … Continue reading
Posted in Financial Planning, Financial Wellness, Life Events, Lifestyle, Lifestyle & Well-being, Retirement Planning
Tagged AgePension, AssetManagement, FinancialIndependence, FinancialPlanning, PersonalFinance, RetirementIncome, RetirementPlanning, RetirementStrategies, Superannuation, WealthManagement
Comments Off on Navigating Retirement: Two Approaches to Financial Independence
You CAN achieve one million dollars! Starting today.
You CAN achieve one million dollars! Starting today. One of the most common questions we’re asked as a financial adviser is “will I have enough to retire?” It truly is the million-dollar question! With so many variables involved, there is … Continue reading
Posted in Financial Planning, Getting Started, Investment Strartegies, Personal Finance, Retirement Planning
Tagged Accelerated Savings, Building Wealth, Financial Advice, Financial Discipline, Financial Fitness, Financial Milestones, Financial Planning, Inheritance Investment, Investment Returns, Long-Term Saving, Million Dollar Savings Plan, Millionaires' Club, Monthly Contributions, Regular Investing, Retirement Planning, Savings Calculator, Savings Goals, Savings Habits, Savvy Saving Strategies, Wealth Accumulation
Comments Off on You CAN achieve one million dollars! Starting today.
Personal Insurance FAQs
Personal Insurance FAQs Personal insurance is designed to protect you and your loved ones from the financial consequences of death or disability. They reduce the impact of risk on your financial lifestyle. They, therefore, form an important part of most … Continue reading
Posted in Estate Planning, Family Law, Financial Planning, Getting Started, Insurance, Personal Finance
Tagged Financial Advising, Financial Planning, Financial Protection, Financial Security, Income Protection, Insurance Claims Process, Insurance Coverage, Insurance Definitions, Insurance Policy Extras, Insurance Review, Insurance Selection, Life Insurance, Own vs. Any Occupation TPD, Personal Insurance, Policy Understanding, Risk Management, Superannuation and Insurance, Total and Permanent Disability Insurance, Trauma Insurance, Underinsured Risks
Comments Off on Personal Insurance FAQs
Is your retirement on FIRE?
Is your retirement on FIRE? FIRE… Financial Independence, Retire Early. Sounds nice, doesn’t it? It’s easy to see why the FIRE movement is burning hot across the younger generations. The notions of financial independence and early retirement are surely appealing … Continue reading
Posted in Financial Planning, Getting Started, Investment Strartegies, Personal Finance, Retirement Planning
Tagged Compounding Interest, Early Retirement, Extreme Savings, Financial Advising, Financial Freedom, Financial Independence, Financial Planning, FIRE Movement, Frugality, Healthy Financial Habits, Investment for Beginners, Investment Strategies, Lifestyle Adaptation, Maximizing Income, Mindful Spending, Personal Finance Goals, Retirement Planning, Savings Rate, Wealth Building
Comments Off on Is your retirement on FIRE?
8 tips to save money on your bills
8 tips to save money on your bills We work hard to earn our income and even harder to save it to achieve our dreams. Even a few dollars saved on different types of bills over the years can compound … Continue reading
Posted in Consumer Behavior, Financial Health, Financial Planning, Getting Started, Personal Finance
Tagged Annual Payments, Automated Bill Payments, Bill Management, BNPL Services, Budgeting Strategies, Cashflow Management, Credit Card Usage, Debt Consolidation, Expense Tracking, Financial Advising, Financial Goals, Insurance Shopping, Money-Saving Tips, Personal Finance, Recurring Expenses, Refinancing Home Loans, Service Benefits, Smart Financial Habits, Subscription Management
Comments Off on 8 tips to save money on your bills