Category Archives: Financial Planning
Navigating Financial Decisions with a Behavioral Finance Lens
Navigating Financial Decisions with a Behavioral Finance Lens In today’s complex geopolitical and economic climate, making sound financial decisions requires more than just an understanding of numbers; it involves recognizing and overcoming our inherent biases and emotions. Behavioral finance offers … Continue reading
Posted in Consumer Behavior, Economic Insights, Financial Planning, Financial Wellness, Retirement Planning
Tagged Behavioral Biases, Behavioral Finance, Consistency Effect, Economic Trends, Economic Uncertainty, Emotional Investing, Financial Advising Techniques, Financial Decision-Making, Financial Strategies, Informed Financial Choices, Interest Rate Predictions, Market Fluctuations, Mortgage Choices, Objective Decision-Making, Psychological Biases, Retirement Planning, Risk Profiling, Superannuation Strategy, Tax Advantages
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Empowering Women for Financial Equality: A Path Forward
Empowering Women for Financial Equality: A Path Forward In the pursuit of gender-based financial equality, Australia has made notable strides, yet much remains to be accomplished. Fidelity International and the Association of Superannuation Funds of Australia have done a lot … Continue reading
Posted in Community & Engagement, Consumer Behavior, Economic Insights, Financial Planning, Financial Wellness, Retirement Planning, Superannuation
Tagged Addressing Financial Inequalities, Bridging Wealth Gap, Economic Empowerment Strategies, Economic Equality, Financial Decision-Making, Financial Education for Women, Financial Equality for Women, Financial Literacy for Women, Financial Sector Innovation, Financial Services Inclusivity, Gender Pay Gap, Gender-Based Wealth Gap, Inclusive Financial Strategies, Superannuation Disparity, Tailored Financial Products, Women and Superannuation, Women in Leadership, Women's Financial Empowerment, Women's Retirement Planning
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Life Insurance Bonds
Life Insurance Bonds Overview A bond, issued either as a life insurance or friendly society bond, is a simple investment structure used by single high-income earners or couples where both individuals are on a high marginal tax rate. Insurance bonds … Continue reading
Posted in Estate Planning, Financial Planning, Investment Strartegies, Personal Finance, Tax Strategies
Tagged 10-Year Rule, Aged Care Fee Planning, Assessable Income, Capital Gains, Case Study, Company Tax Rate, Educational Bonds, Estate Planning, Friendly Society Bonds, High Net Worth Investment, High-Income Investors, Insurance Bonds, Investment Contributions, Investment Flexibility, Investment Growth, Marginal Tax Rates, Medicare Levy Surcharge, Partial Withdrawals, Scholarship Fund, Superannuation Alternatives, Tax Advantages, Tax Liability, Tax Offset, Tax Planning Strategies, Tax-Effective Investments
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Take advantage of the Super 5-year concessional cap carry forward rule
Take advantage of the Super 5-year concessional cap carry forward rule Personal concessional contributions are contributions into your superannuation fund from your pre-tax income and are tax deductable. Your concessional cap is the maximum amount of before-tax contributions you can … Continue reading
Posted in Financial Planning, Retirement Planning, Superannuation, Tax Strategies
Tagged Concessional Contributions, Financial Year Planning, Personal Finance Strategies, Retirement Savings, Salary Sacrifice, Super Balance, Super Cap Carry Forward, Superannuation Cap, Tax Deductible Contributions, Tax Savings
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