Category Archives: Financial Planning
Helping you keep out of trouble with your credit card debt.
Credit cards can make life easier, but they also pose a risk if not managed properly. This article provides simple suggestions to help turn credit cards into effective money management tools, ensuring you stay on top of your debt and avoid financial trouble. Continue reading
Posted in Budgeting, Debt Management, Financial Planning, Personal Finance, Uncategorized
Tagged Budgeting, Credit Card Debt, Credit Card Management, Debt Control, Emergency Fund, Financial Planning, Financial Tips, Interest Rates, money management, Personal Finance
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Breaking free from living pay-to-pay
An alarming number of Australians are living paycheque-to-paycheque. This article explains how poor money management leads to cashflow issues and provides advice on breaking the pay-to-pay cycle and getting your finances under control. Continue reading
Posted in Budgeting, Consumer Behavior, Debt Management, Financial Planning, Personal Finance
Tagged Budgeting, Cashflow Management, Cost of Living, Debt Reduction, Financial Planning, Financial Security, Financial Stress, Gen Z, Millennials, Paycheque-to-Paycheque, Savings Strategies
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To be or not to be the Executor
Being asked to be an executor of someone’s Will is an honor, but it comes with significant responsibilities. Learn about the duties involved, potential challenges, and when it might be best to decline the role. Continue reading
Posted in Elder Care, Estate Planning, Family Law, Financial Planning, Legal Advice
Tagged Asset Distribution, Beneficiaries, Estate Management, Estate Planning, Executor Responsibilities, Funeral Arrangements, Legal Advice, Legal Duties, Probate, Tax Returns, Trustee Companies, Will Executor
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Should you consider a testamentary trust?
Worried about your family’s future after you’re gone? A testamentary trust might be the solution. Learn how this estate planning tool can provide tax advantages and protect your assets for your beneficiaries, ensuring your wishes are honored. Continue reading
Posted in Estate Planning, Family Law, Financial Planning, Legal Advice, Trusts
Tagged Asset Protection, Beneficiaries, estamentary Trust, Estate Planning, Financial Planning, Inheritance Management, Legal Advice, Tax Advantages, Trusts, Will and Testament
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An important conversation with your parents (and your kids)
Talking about sensitive topics like finances, estate planning, and aged care with elderly relatives can be difficult. This article provides guidance on how to approach these important conversations, ensuring everyone’s wishes are respected and providing peace of mind for the entire family. Continue reading
Posted in Aged Care Insights, Elder Care, Estate Planning, Family Law, Financial Planning
Tagged Aged Care Arrangements, Elderly Care, Estate Planning, Family Communication, Financial Planning, Funeral Planning, Important Documents, Intergenerational Communication, Power of Attorney, Wills and Probate
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Why the interest in index funds?
Index funds have gained popularity due to their low fees, tax efficiency, and reliable returns. This article explains what index funds are, their advantages and disadvantages, and why you should consider speaking to your financial planner about them. Continue reading
Posted in Active Investing, Financial Planning, Index Investing, Investment Strartegies, Market Trends, Personal Finance, Wealth Management
Tagged Active Funds, ETFs, Financial Planning, Index Funds, Investment Strategies, Low-Cost Investments, Market Indices, Mutual Funds, Passive Investing, Tax Efficiency
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You might be surprised at what really drives interest rates
This article explains the factors that drive interest rates, including the roles of the RBA, APRA, and external economic influences. Learn how these factors impact your mortgage and financial planning decisions. Continue reading
Posted in Economic Insights, Financial Health, Financial Planning, Mortgage and Loans, Personal Finance
Tagged APRA, Australian Economy, Banking Regulator, BBSW, Economic Health, Financial Planning, Fixed Rate, Inflation, Interest Rates, Mortgage rates, RBA, Variable Rate
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Six steps to mastering your debt successfully
With Australian households being one of the most indebted in the world, this article explains six key steps to quickly get your cash flow back in the black. Learn how to manage your debt effectively and build a more secure financial future. Continue reading
Posted in Budgeting, Debt Management, Financial Health, Financial Planning, Personal Finance
Tagged Australian Households, Budgeting, Cash Flow, Debt Management, Debt Reduction, Financial Advice, Financial Planning, Financial Stress, Mortgage Stress, Personal Finance
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As interest rates rise, so does the risk of losing your home
With housing prices soaring and mortgages growing, have you considered what may happen when interest rates increase? This article discusses how even a small rise in interest rates can impact your budget and what steps you can take to prepare yourself financially. Continue reading
Posted in Budgeting, Debt Management, Financial Health, Financial Planning, Home Ownership, Personal Finance
Tagged Budgeting, Cost of Living, Debt Management, Financial Advice, Financial Planning, Financial Stress, Home Loans, Housing Market, Inflation, Interest Rates, Mortgage Review, Mortgage Stress, Savings Strategies
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