Category Archives: Lifestyle & Well-being
How much do you need to earn in retirement? -Vanguard Report
Learn about the latest rise in the Age Pension rate and how it affects retirement planning. This article from Vanguard provides insights into the cost of living in retirement and the benefits of good retirement planning. Continue reading
Posted in Economic Insights, Financial Planning, Financial Wellness, Investment Strartegies, Lifestyle & Well-being, May Vanguard, Retirement Planning, Superannuation, Vanguard Insights
Tagged Age Pension, Cost of Living, Financial Advice, Financial Planning, Retirement Lifestyle, Retirement Planning, Superannuation, Vanguard Insights
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Work, life, travel – you can do it all!
Discover how you can balance work, life, and travel in this age of internet connectivity. Learn about alternative jobs you can do while exploring the world, and get tips on planning and preparing for your overseas adventure. Continue reading
Posted in Career Development, Financial Planning, Lifestyle, Lifestyle & Well-being, Travel Tips
Tagged Cultural experiences, Digital nomads, International job opportunities, Living abroad, Remote job tips, Remote Work, Travel and work, Travel jobs, Work-life balance, Working holiday
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How happy are you: measuring happiness across countries and generations
The 2024 World Happiness Report ranks Finland as the happiest country for the seventh year in a row, while the USA drops out of the top 20 for the first time. Serbia and Bulgaria show the most significant improvements, climbing 69 and 63 places, respectively, since 2013. Rankings are based on people’s assessments of their quality of life, analyzed alongside factors like GDP, life expectancy, and perceptions of freedom and corruption. This year’s report also introduces age-specific rankings, highlighting significant generational differences in happiness and life satisfaction. Continue reading
Posted in Community & Engagement, Consumer Behavior, Financial Wellness, Lifestyle, Lifestyle & Well-being, Personal Finance, Spiritual Perspectives on Wealth
Tagged Adolescent Wellbeing, Age Group Happiness, Boomers, Bulgaria, Children Happiness, Corruption Perceptions, Dementia, Denmark, Finland, Freedom, Gallup, GDP, Generational Happiness, Generosity, Global Aging Population, Global Happiness, Happiness Rankings, John F. Helliwell, Jon Clifton, Life Evaluation, Life Expectancy, Life Satisfaction, Lithuania, Millennials, Quality of Life, Serbia, United States of America, Wellbeing, Wellbeing Research, World Happiness Report
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How having a flat tyre could send many Australians flat broke
The Australian Bureau of Statistics reports that the national saving ratio has plummeted to a 17-year low of 1.1% of total disposable income. Nearly half of Australians have less than $1,000 in savings, with 20% having no savings at all. This financial instability is causing significant stress, with 76% of respondents feeling strained by their current situation. The stark contrast between the average savings of $36,095 and those struggling underscores the divide. With many Australians living paycheck to paycheck, even minor emergencies like a flat tyre could push them into debt. Experts urge the importance of building a savings buffer and finding ways to reduce expenses and increase income to alleviate financial pressure. Continue reading
Posted in Consumer Behavior, Credit and Loans, Diversification, Economic Insights, Financial Planning, Financial Wellness, Lifestyle, Lifestyle & Well-being, Personal Finance
Tagged Australian Bureau of Statistics, Australian Economy, Australian Household Expenditure, Buy-Now-Pay-Later, Consumer Research, Cost of Living, Credit Cards, Disposable Income, Emergency Savings, Expense Reduction, Financial Advice, Financial Planning, Financial Stress, Finder’s Consumer Sentiment Tracker, Flat Tyre, Graham Cooke, High-Interest Savings Account, Income Streams, Investment Advice, Loans, Pay to Pay, Saving Ratio, Savings, Savings Buffer, Savings Goal, Super Savers
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Building better money habits with your kids
Generally speaking, we Australians are pretty financially savvy, that is, we understand the how and why of effectively managing our money. Unfortunately, that doesn’t mean we put that know-how into practice to make astute financial decisions. According to the Australian … Continue reading
Posted in Financial Health, Financial Planning, Financial Wellness, Investment Strartegies, Life Events, Lifestyle, Lifestyle & Well-being, Personal Finance, Retirement Planning
Tagged Financial Literacy, kids, money management, parenting, saving habits
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Navigating Retirement: Two Approaches to Financial Independence
Steve and Sue Smith have worked hard all their lives, paid their taxes, and now that they have retired, they feel they are entitled to a full age pension. Jenny and John Jones have also worked hard and paid their … Continue reading
Posted in Financial Planning, Financial Wellness, Life Events, Lifestyle, Lifestyle & Well-being, Retirement Planning
Tagged AgePension, AssetManagement, FinancialIndependence, FinancialPlanning, PersonalFinance, RetirementIncome, RetirementPlanning, RetirementStrategies, Superannuation, WealthManagement
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Ethical Decision-Making: Beyond the Financial Sphere
Ethical Decision-Making: Beyond the Financial Sphere Ethical dilemmas and decision-making challenges are not confined to the world of financial planning; they permeate all aspects of professional and personal life, affecting retirees, individuals, and professionals across various fields. Understanding the barriers … Continue reading
Posted in Consumer Behavior, Ethics, Goal Setting, Lifestyle & Well-being
Tagged Accountability in Decision-Making, Blind Spots in Ethics, Empathy in Ethics, Ethical Behavior in Organizations, Ethical Challenges in Professional Life, Ethical Considerations, Ethical Decision-Making, Ethical Dilemmas, Ethical Fading, Ethical Scripts, Ethical Standards, Integrity in Professional Practice, Justice and Equity in Decision-Making, Navigating Ethics, Organizational Culture and Ethics, Overcoming Unethical Behavior, Partisanship and Ethics, Transparency in Ethics, Unconscious Biases
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When to Seek Financial Counselling: A Guide for Navigating Financial Challenges
When to Seek Financial Counselling: A Guide for Navigating Financial Challenges Financial challenges can affect anyone, regardless of age or profession. Whether you’re managing cash flow issues, struggling with debt, or facing financial hardship, it’s essential to know that help … Continue reading
Posted in Community & Engagement, Financial Health, Financial Wellness, Lifestyle & Well-being, Spiritual Perspectives on Wealth, Support Services
Tagged Budgeting Assistance, Centrelink Payments, Credit Counseling, Credit Solutions, Debt Helpline, Debt Management, Economic Hardship Resources, Emergency Financial Aid, Financial Assistance Australia, Financial Counselling, Financial Hardship, Financial Literacy, Financial Planning Help, Financial Stress Relief, Financial Support Programs, Financial Well-being, Free Financial Services, Managing Financial Obligations, Money Care Services
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