Category Archives: Personal Finance
Personal Insurance FAQs
Personal Insurance FAQs Personal insurance is designed to protect you and your loved ones from the financial consequences of death or disability. They reduce the impact of risk on your financial lifestyle. They, therefore, form an important part of most … Continue reading
Posted in Estate Planning, Family Law, Financial Planning, Getting Started, Insurance, Personal Finance
Tagged Financial Advising, Financial Planning, Financial Protection, Financial Security, Income Protection, Insurance Claims Process, Insurance Coverage, Insurance Definitions, Insurance Policy Extras, Insurance Review, Insurance Selection, Life Insurance, Own vs. Any Occupation TPD, Personal Insurance, Policy Understanding, Risk Management, Superannuation and Insurance, Total and Permanent Disability Insurance, Trauma Insurance, Underinsured Risks
Comments Off on Personal Insurance FAQs
Is your retirement on FIRE?
Is your retirement on FIRE? FIRE… Financial Independence, Retire Early. Sounds nice, doesn’t it? It’s easy to see why the FIRE movement is burning hot across the younger generations. The notions of financial independence and early retirement are surely appealing … Continue reading
Posted in Financial Planning, Getting Started, Investment Strartegies, Personal Finance, Retirement Planning
Tagged Compounding Interest, Early Retirement, Extreme Savings, Financial Advising, Financial Freedom, Financial Independence, Financial Planning, FIRE Movement, Frugality, Healthy Financial Habits, Investment for Beginners, Investment Strategies, Lifestyle Adaptation, Maximizing Income, Mindful Spending, Personal Finance Goals, Retirement Planning, Savings Rate, Wealth Building
Comments Off on Is your retirement on FIRE?
8 tips to save money on your bills
8 tips to save money on your bills We work hard to earn our income and even harder to save it to achieve our dreams. Even a few dollars saved on different types of bills over the years can compound … Continue reading
Posted in Consumer Behavior, Financial Health, Financial Planning, Getting Started, Personal Finance
Tagged Annual Payments, Automated Bill Payments, Bill Management, BNPL Services, Budgeting Strategies, Cashflow Management, Credit Card Usage, Debt Consolidation, Expense Tracking, Financial Advising, Financial Goals, Insurance Shopping, Money-Saving Tips, Personal Finance, Recurring Expenses, Refinancing Home Loans, Service Benefits, Smart Financial Habits, Subscription Management
Comments Off on 8 tips to save money on your bills
Life Insurance Bonds
Life Insurance Bonds Overview A bond, issued either as a life insurance or friendly society bond, is a simple investment structure used by single high-income earners or couples where both individuals are on a high marginal tax rate. Insurance bonds … Continue reading
Posted in Estate Planning, Financial Planning, Investment Strartegies, Personal Finance, Tax Strategies
Tagged 10-Year Rule, Aged Care Fee Planning, Assessable Income, Capital Gains, Case Study, Company Tax Rate, Educational Bonds, Estate Planning, Friendly Society Bonds, High Net Worth Investment, High-Income Investors, Insurance Bonds, Investment Contributions, Investment Flexibility, Investment Growth, Marginal Tax Rates, Medicare Levy Surcharge, Partial Withdrawals, Scholarship Fund, Superannuation Alternatives, Tax Advantages, Tax Liability, Tax Offset, Tax Planning Strategies, Tax-Effective Investments
Comments Off on Life Insurance Bonds
What could a recession mean for me?
What could a recession mean for me? More than just a buzzword thrown around by the media, a recession represents a significant decline in economic activity that can span months, even years. Think of it as the winter of the … Continue reading
Posted in Consumer Behavior, Credit and Loans, Economic Insights, Personal Finance
Tagged BudgetingTips, ConsumerConfidence, CreditConstraints, EconomicAdaptability, EconomicCycle, EntrepreneurialVentures, FinancialResilience, HousingMarket, JobSecurity, MarketUncertainty, PersonalFinance, RecessionEffects, SmallBusinessChallenges, StockMarketVolatility
Comments Off on What could a recession mean for me?