Category Archives: Tax Strategies
A brief history of Superannuation
A brief history of Superannuation The history of superannuation in Australia reflects a journey of significant policy changes and regulatory reforms, shaping the nation’s approach to retirement savings and income. From its humble beginnings with the introduction of means-tested age … Continue reading
Posted in Retirement Planning, Superannuation, Tax Strategies
Tagged Australian Prudential Regulation, Australian Retirement Landscape, Employer Contributions Superannuation, Financial Regulation Australia, Government Pensions, Retirement Income Reforms, Retirement Income System, Retirement Planning Australia, Retirement Savings Australia, Self-Managed Super Funds, Superannuation Access and Trends, Superannuation Caps, Superannuation Consolidation, Superannuation Contributions, Superannuation Guarantees, Superannuation History, Superannuation Legislation, Superannuation Policy Changes, Superannuation Taxation, Superannuation Trends
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Life Insurance Bonds
Life Insurance Bonds Overview A bond, issued either as a life insurance or friendly society bond, is a simple investment structure used by single high-income earners or couples where both individuals are on a high marginal tax rate. Insurance bonds … Continue reading
Posted in Estate Planning, Financial Planning, Investment Strartegies, Personal Finance, Tax Strategies
Tagged 10-Year Rule, Aged Care Fee Planning, Assessable Income, Capital Gains, Case Study, Company Tax Rate, Educational Bonds, Estate Planning, Friendly Society Bonds, High Net Worth Investment, High-Income Investors, Insurance Bonds, Investment Contributions, Investment Flexibility, Investment Growth, Marginal Tax Rates, Medicare Levy Surcharge, Partial Withdrawals, Scholarship Fund, Superannuation Alternatives, Tax Advantages, Tax Liability, Tax Offset, Tax Planning Strategies, Tax-Effective Investments
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Take advantage of the Super 5-year concessional cap carry forward rule
Take advantage of the Super 5-year concessional cap carry forward rule Personal concessional contributions are contributions into your superannuation fund from your pre-tax income and are tax deductable. Your concessional cap is the maximum amount of before-tax contributions you can … Continue reading
Posted in Financial Planning, Retirement Planning, Superannuation, Tax Strategies
Tagged Concessional Contributions, Financial Year Planning, Personal Finance Strategies, Retirement Savings, Salary Sacrifice, Super Balance, Super Cap Carry Forward, Superannuation Cap, Tax Deductible Contributions, Tax Savings
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