Tag Archives: Age Pension
How to Decipher the Freeze on Deeming Rates – Vanguard Report
The federal budget has announced a freeze on social security deeming rates until June 2025. This decision has significant income implications for Age Pension recipients and suggests potential changes in official interest rates. Learn what deeming rates are, their benefits, and what the freeze means for your retirement planning. Continue reading
Posted in Economic Insights, Financial Planning, Investment Strartegies, May Vanguard, Retirement Planning, Vanguard Insights
Tagged Age Pension, Deeming Rates, Federal Budget, Financial Investments, Inflation, Interest Rates, Investment Returns, Retirement Planning, Social Security, Vanguard
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How much do you need to earn in retirement? -Vanguard Report
Learn about the latest rise in the Age Pension rate and how it affects retirement planning. This article from Vanguard provides insights into the cost of living in retirement and the benefits of good retirement planning. Continue reading
Posted in Economic Insights, Financial Planning, Financial Wellness, Investment Strartegies, Lifestyle & Well-being, May Vanguard, Retirement Planning, Superannuation, Vanguard Insights
Tagged Age Pension, Cost of Living, Financial Advice, Financial Planning, Retirement Lifestyle, Retirement Planning, Superannuation, Vanguard Insights
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Ignore the third stage of retirement planning at your peril
Retirement is often thought of as a time for leisure and travel, but it’s crucial to plan for all stages of retirement, including the frailty years. This article highlights the importance of preparing for health care costs, quality of care, and aged care expenses to ensure financial stability throughout retirement. Continue reading
Posted in Aged Care Insights, Elder Care, Financial Planning, Retirement Planning, Superannuation
Tagged Age Pension, Aged Care, Annuities, Financial Planning, Frailty Years, Health Care Costs, Longevity Risk, Quality of Care, Residential Aged Care, Retirement Planning, Superannuation
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10 tips to prepare for retirement
Looking forward to an enjoyable retirement? Our top 10 tips will help ensure you’re on track. From reviewing your investments to getting your estate in order, this checklist will guide you towards a smooth and stress-free retirement. Continue reading
Posted in Estate Planning, Financial Health, Investment Strartegies, Personal Finance, Retirement Planning
Tagged Age Pension, Centrelink Benefits, Estate Planning, Financial Advice, Health and wellness, Investment strategy, Long-term Planning, Retirement Planning, Superannuation, Tax Efficiency
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3 things you may have forgotten to plan for in retirement
Retirement should be a time to relax and enjoy life, but there are important aspects often overlooked. Learn about re-contribution strategies, death benefit nominations, and having a spending policy in place to ensure a stress-free retirement. Continue reading
Posted in Estate Planning, Financial Health, Personal Finance, Retirement Planning, Superannuation
Tagged Age Pension, Death Benefit Nominations, Estate Planning, Financial Advice, Financial Security, Re-Contribution Strategy, Retirement Planning, Retirement Tips, Spending Policy, Superannuation
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Understanding Centrelink Concession Cards
Centrelink offers several concession cards to help reduce medical and pharmaceutical costs, along with other discounts. From the Pensioner Concession Card to the Commonwealth Seniors Health Card, understanding the different types of concessions and eligibility requirements can help you make the most of these benefits. Ensure your financial well-being by staying informed about your entitlements and how to apply for them. Continue reading
Posted in Community & Engagement, Financial Health, Financial Planning, Personal Finance, Retirement Planning, Support Services
Tagged Age Pension, Carer Payment, Centrelink, Commonwealth Seniors Health Card, Concession Cards, CSHC, Disability Support Pension, Eligibility, Federal Government Concessions, Financial Advice, Financial Support, HCC, Health Care Card, Income Thresholds, JobSeeker Payment, LIHCC, Local Government Concessions, Low Income Health Care Card, Medical Discounts, MyGov, PCC, Pensioner Concession Card, Pharmaceutical Discounts, Private Business Concessions, Retirement Planning, State Concessions
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