Tag Archives: Inflation

Why Retirement is Getting More Expensive

The cost of living is making retirement more expensive than ever. Learn why a comfortable retirement now requires a larger nest egg and how inflation impacts retiree budgets. Continue reading

Posted in Financial Planning, Retirement Planning | Tagged , , , , , | Comments Off on Why Retirement is Getting More Expensive

How to Retire with Greater Confidence

Discover how to retire with greater confidence by addressing common financial concerns and challenges. Learn about strategies to manage your retirement funds and secure your future. Continue reading

Posted in Financial Planning, Retirement Planning, Superannuation | Tagged , , , , , | Comments Off on How to Retire with Greater Confidence

How to Decipher the Freeze on Deeming Rates – Vanguard Report

The federal budget has announced a freeze on social security deeming rates until June 2025. This decision has significant income implications for Age Pension recipients and suggests potential changes in official interest rates. Learn what deeming rates are, their benefits, and what the freeze means for your retirement planning. Continue reading

Posted in Economic Insights, Financial Planning, Investment Strartegies, May Vanguard, Retirement Planning, Vanguard Insights | Tagged , , , , , , , , , | Comments Off on How to Decipher the Freeze on Deeming Rates – Vanguard Report

You might be surprised at what really drives interest rates

This article explains the factors that drive interest rates, including the roles of the RBA, APRA, and external economic influences. Learn how these factors impact your mortgage and financial planning decisions. Continue reading

Posted in Economic Insights, Financial Health, Financial Planning, Mortgage and Loans, Personal Finance | Tagged , , , , , , , , , , , | Comments Off on You might be surprised at what really drives interest rates

As interest rates rise, so does the risk of losing your home

With housing prices soaring and mortgages growing, have you considered what may happen when interest rates increase? This article discusses how even a small rise in interest rates can impact your budget and what steps you can take to prepare yourself financially. Continue reading

Posted in Budgeting, Debt Management, Financial Health, Financial Planning, Home Ownership, Personal Finance | Tagged , , , , , , , , , , , , | Comments Off on As interest rates rise, so does the risk of losing your home

Quarterly Economic Update: Jan-Mar 2024

The first quarter of 2024 saw significant economic developments in Australia. The government introduced changes to the Stage 3 Tax Cuts, aiming to provide greater benefits to middle-income earners. Inflation showed signs of easing, yet remained high in certain areas, prompting the RBA to maintain the cash rate at 4.35%. The stock market experienced record highs, while the property sector continued to face pressures with a national vacancy rate hitting a low of 0.7%. The labour market showed cooling trends with a shift towards part-time employment and a forecasted rise in the unemployment rate. This quarterly update highlights the dynamic economic landscape and the ongoing challenges and opportunities. Continue reading

Posted in Economic Insights, Federal Budget, Tax Strategies | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Quarterly Economic Update: Jan-Mar 2024

Vanguard’s April 2024 investment and economic outlook

Our region-by-region economic outlook and latest forecasts for investment returns.U.S. Consumer Price Index (CPI) data for March underscore the challenge faced by Federal Reserve policymakers as they try to guide inflation down toward their 2% target. Getting there would require … Continue reading

Posted in April Vanguard, Economic Insights, Vanguard Insights | Tagged , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Vanguard’s April 2024 investment and economic outlook