Tag Archives: Interest Rates

Interest Yields Versus Dividend Yields – Vanguard Report

Higher interest rates can lead to higher yields on certain investments, but not all. Learn the differences between interest yields and dividend yields to make informed investment decisions. Continue reading

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How to Decipher the Freeze on Deeming Rates – Vanguard Report

The federal budget has announced a freeze on social security deeming rates until June 2025. This decision has significant income implications for Age Pension recipients and suggests potential changes in official interest rates. Learn what deeming rates are, their benefits, and what the freeze means for your retirement planning. Continue reading

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Helping you keep out of trouble with your credit card debt.

Credit cards can make life easier, but they also pose a risk if not managed properly. This article provides simple suggestions to help turn credit cards into effective money management tools, ensuring you stay on top of your debt and avoid financial trouble. Continue reading

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You might be surprised at what really drives interest rates

This article explains the factors that drive interest rates, including the roles of the RBA, APRA, and external economic influences. Learn how these factors impact your mortgage and financial planning decisions. Continue reading

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As interest rates rise, so does the risk of losing your home

With housing prices soaring and mortgages growing, have you considered what may happen when interest rates increase? This article discusses how even a small rise in interest rates can impact your budget and what steps you can take to prepare yourself financially. Continue reading

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Quarterly Economic Update: Jan-Mar 2024

The first quarter of 2024 saw significant economic developments in Australia. The government introduced changes to the Stage 3 Tax Cuts, aiming to provide greater benefits to middle-income earners. Inflation showed signs of easing, yet remained high in certain areas, prompting the RBA to maintain the cash rate at 4.35%. The stock market experienced record highs, while the property sector continued to face pressures with a national vacancy rate hitting a low of 0.7%. The labour market showed cooling trends with a shift towards part-time employment and a forecasted rise in the unemployment rate. This quarterly update highlights the dynamic economic landscape and the ongoing challenges and opportunities. Continue reading

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