Tag Archives: Investment Advice
Fin-fluencer or financial adviser
Kim Kardashian’s fine from the SEC for promoting cryptocurrency without disclosure highlights the risks of following ‘fin-fluencers’. Research shows that professional financial advice significantly improves investment outcomes. Learn why relying on experienced financial planners is crucial for securing your financial future. Continue reading
Posted in Consumer Behavior, Economic Insights, Financial Literacy, Financial Planning, Financial Wellness, Investment Strartegies, Legal Advice, Personal Finance
Tagged Cryptocurrency, DIY Investing, Financial Goals, Financial Markets, Financial Peace of Mind, Financial Planning, Finfluencers, Investment Advice, Kim Kardashian, Long-term Strategy, Professional Advice, Queensland University of Technology, Risk Management, SEC, Vanguard Investments
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Five Step Super Health Check
Ensure your superannuation is in top shape with this five-step health check! Consolidate your accounts to avoid multiple fees, review your investment strategy to match your risk tolerance and goals, check your insurance coverage, nominate a beneficiary, and keep your details up to date. These steps will help you maximize your retirement savings and ensure your future financial security. Continue reading
Posted in Financial Health, Financial Planning, Investment Strartegies, Personal Finance, Retirement Planning, Superannuation
Tagged ATO Online Services, Beneficiary Nomination, Death Benefit Nomination, Financial Health, Financial Planning, Financial Tips, Future Investment, Income Protection Insurance, Insurance in Super, Insurance Needs, Investment Advice, Investment strategy, Life Insurance, Retirement Fund, Retirement Goals, Retirement Planning, Retirement Savings, Risk Tolerance, Super Consolidation, Super Fund Information, Super Fund Management, Super Growth, Super Health Check, Superannuation, Tax File Number, Total and Permanent Disability Insurance, Up-to-Date Super Details
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How having a flat tyre could send many Australians flat broke
The Australian Bureau of Statistics reports that the national saving ratio has plummeted to a 17-year low of 1.1% of total disposable income. Nearly half of Australians have less than $1,000 in savings, with 20% having no savings at all. This financial instability is causing significant stress, with 76% of respondents feeling strained by their current situation. The stark contrast between the average savings of $36,095 and those struggling underscores the divide. With many Australians living paycheck to paycheck, even minor emergencies like a flat tyre could push them into debt. Experts urge the importance of building a savings buffer and finding ways to reduce expenses and increase income to alleviate financial pressure. Continue reading
Posted in Consumer Behavior, Credit and Loans, Diversification, Economic Insights, Financial Planning, Financial Wellness, Lifestyle, Lifestyle & Well-being, Personal Finance
Tagged Australian Bureau of Statistics, Australian Economy, Australian Household Expenditure, Buy-Now-Pay-Later, Consumer Research, Cost of Living, Credit Cards, Disposable Income, Emergency Savings, Expense Reduction, Financial Advice, Financial Planning, Financial Stress, Finder’s Consumer Sentiment Tracker, Flat Tyre, Graham Cooke, High-Interest Savings Account, Income Streams, Investment Advice, Loans, Pay to Pay, Saving Ratio, Savings, Savings Buffer, Savings Goal, Super Savers
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