Tag Archives: Retirement Planning
How to Decipher the Freeze on Deeming Rates – Vanguard Report
The federal budget has announced a freeze on social security deeming rates until June 2025. This decision has significant income implications for Age Pension recipients and suggests potential changes in official interest rates. Learn what deeming rates are, their benefits, and what the freeze means for your retirement planning. Continue reading
Posted in Economic Insights, Financial Planning, Investment Strartegies, May Vanguard, Retirement Planning, Vanguard Insights
Tagged Age Pension, Deeming Rates, Federal Budget, Financial Investments, Inflation, Interest Rates, Investment Returns, Retirement Planning, Social Security, Vanguard
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How more SMSFs are using ETFs and managed funds – Vanguard Report
Discover why a growing number of self-managed super fund (SMSF) trustees are incorporating exchange traded funds (ETFs) and managed funds into their portfolios. The 2024 Vanguard/Investment Trends SMSF Report reveals significant trends, including increased allocations to ETFs and managed funds, and the benefits driving these investment choices. Learn how diversification, access to specific markets, and cost-effectiveness are shaping the investment strategies of Australia’s SMSFs. Continue reading
Posted in Financial Planning, Investment Strartegies, May Vanguard, Retirement Planning, Self Managed Super Funds, Uncategorized, Vanguard Insights
Tagged Australian Equities, Diversification, ETFs, International Equities, Investment Trends, Managed Funds, Retirement Planning, SMSF, Superannuation, Vanguard
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Five Super Steps You Could Take Before 30 June 2024 – Vanguard Report
With the end of the financial year approaching, here are five practical steps to boost your superannuation balance before 30 June 2024, ensuring a more secure retirement future. Continue reading
Posted in Financial Planning, Investment Strartegies, May Vanguard, Personal Finance, Retirement Planning, Superannuation, Vanguard Insights
Tagged Concessional Contributions, Financial Advice, Financial Planning, Investment, Non-Concessional Contributions, Retirement Planning, Retirement Savings, super contributions, Superannuation, Vanguard
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Transitioning into Retirement: What You Should Know – Vanguard Report
Explore key considerations for transitioning into retirement and understand your options for accessing superannuation savings with insights from Vanguard. Continue reading
Posted in Financial Planning, Financial Wellness, May Vanguard, Retirement Planning, Superannuation, Vanguard Insights
Tagged Financial Advice, Pension, Retirement Planning, Retirement Savings, Superannuation, Vanguard Insights
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How much do you need to earn in retirement? -Vanguard Report
Learn about the latest rise in the Age Pension rate and how it affects retirement planning. This article from Vanguard provides insights into the cost of living in retirement and the benefits of good retirement planning. Continue reading
Posted in Economic Insights, Financial Planning, Financial Wellness, Investment Strartegies, Lifestyle & Well-being, May Vanguard, Retirement Planning, Superannuation, Vanguard Insights
Tagged Age Pension, Cost of Living, Financial Advice, Financial Planning, Retirement Lifestyle, Retirement Planning, Superannuation, Vanguard Insights
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Ignore the third stage of retirement planning at your peril
Retirement is often thought of as a time for leisure and travel, but it’s crucial to plan for all stages of retirement, including the frailty years. This article highlights the importance of preparing for health care costs, quality of care, and aged care expenses to ensure financial stability throughout retirement. Continue reading
Posted in Aged Care Insights, Elder Care, Financial Planning, Retirement Planning, Superannuation
Tagged Age Pension, Aged Care, Annuities, Financial Planning, Frailty Years, Health Care Costs, Longevity Risk, Quality of Care, Residential Aged Care, Retirement Planning, Superannuation
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Don’t bank your retirement on your business
Are you a business owner relying on selling your business to fund your retirement? This article explores the risks of such a strategy and offers practical advice on how to secure your retirement through planning, boosting superannuation, and improving your business’s attractiveness to potential buyers. Continue reading
Posted in Financial Planning, Investment Strartegies, Retirement Planning, Superannuation
Tagged Business Owners, Business Sale, Capital Gains Tax, Exit Strategy, Farming Business, Financial Planning, Investment, Retirement Planning, Superannuation, Tax Minimization
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Planning ahead for aged care
With the Australian population over 70 expected to reach nearly four million in the next 20 years, aged care planning is becoming increasingly important. This article covers the essentials of the aged care system, government support, fee structures, and the importance of early planning and open discussion within families. Continue reading
Posted in Aged Care Insights, Elder Care, Financial Planning
Tagged ACAT, Aged Care, Aged Care Fees, Aged Care System, Elderly Care, Family Planning, Government Support, My Aged Care, Retirement Planning, Senior Living
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Retirement, time to get busy enjoying life
Retirement should be a time to enjoy life, pursue new hobbies, and give back to the community. Discover how planning ahead and exploring various activities can make your retirement fulfilling and purposeful. Continue reading
Posted in Community & Engagement, Healthy Living, Hobbies, Personal Growth, Retirement Planning
Tagged Community Engagement, Healthy Living, Hobbies, Lifelong Learning, Memoirs, Mentorship, Personal Growth, Physical Fitness, Retirement Activities, Retirement Planning, Volunteer Opportunities
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10 tips to prepare for retirement
Looking forward to an enjoyable retirement? Our top 10 tips will help ensure you’re on track. From reviewing your investments to getting your estate in order, this checklist will guide you towards a smooth and stress-free retirement. Continue reading
Posted in Estate Planning, Financial Health, Investment Strartegies, Personal Finance, Retirement Planning
Tagged Age Pension, Centrelink Benefits, Estate Planning, Financial Advice, Health and wellness, Investment strategy, Long-term Planning, Retirement Planning, Superannuation, Tax Efficiency
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