Tag Archives: Retirement Planning
3 things you may have forgotten to plan for in retirement
Retirement should be a time to relax and enjoy life, but there are important aspects often overlooked. Learn about re-contribution strategies, death benefit nominations, and having a spending policy in place to ensure a stress-free retirement. Continue reading
Posted in Estate Planning, Financial Health, Personal Finance, Retirement Planning, Superannuation
Tagged Age Pension, Death Benefit Nominations, Estate Planning, Financial Advice, Financial Security, Re-Contribution Strategy, Retirement Planning, Retirement Tips, Spending Policy, Superannuation
Comments Off on 3 things you may have forgotten to plan for in retirement
The female investor
Discover how women are transforming the investment landscape. This article explores the rise of female investors, their unique approach to portfolio building, and the support networks helping them succeed in the financial world. Continue reading
Posted in Financial Health, Investment Strartegies, Personal Finance, Retirement Planning, Women's Empowerment
Tagged Female Investors, Financial Education, Financial Planning, Gender Pay Gap, Investment Strategies, Retirement Planning, Stock Market, Wealth Management, Women in Finance, Women's Empowerment
Comments Off on The female investor
End of Financial Year 2024 Tips
Get ready for the end of the financial year with these handy tips and opportunities. Ensure you make the most of your super contributions, manage your tax, and plan ahead for the new financial year. Continue reading
Posted in Financial Health, Financial Planning, Personal Finance, Retirement Planning, Tax Strategies
Tagged Budgeting, Centrelink, end of financial year, EOFY 2024, Financial Planning, Income Streams, Investment Strategies, Personal Finance, Retirement Planning, super contributions, Tax Deductions, tax tips
Comments Off on End of Financial Year 2024 Tips
Dealing with Redundancy
Facing redundancy can be a challenging and emotional time. However, with careful planning and understanding of your redundancy payments, you can turn this situation into an opportunity. This article outlines the steps to manage redundancy payments, tax implications, and how to use this windfall for future financial security, including debt repayment, savings strategies, and investments. Continue reading
Posted in Career Development, Financial Health, Financial Planning, Personal Finance, Support Services, Tax Strategies
Tagged Career Change, Centrelink, Concessional Tax Treatment, Debt Repayment, Early Retirement Scheme, Employment Termination Payment, ETP, Financial Advice, Financial Planning, Financial Windfall, Genuine Redundancy, Income Support, Investment, Job Loss, Redundancy, Redundancy Payments, Reskilling, Retirement Planning, Retraining, Savings Strategy, Tax-Free Amount, Taxation, Unused Leave Payments
Comments Off on Dealing with Redundancy
Understanding Centrelink Concession Cards
Centrelink offers several concession cards to help reduce medical and pharmaceutical costs, along with other discounts. From the Pensioner Concession Card to the Commonwealth Seniors Health Card, understanding the different types of concessions and eligibility requirements can help you make the most of these benefits. Ensure your financial well-being by staying informed about your entitlements and how to apply for them. Continue reading
Posted in Community & Engagement, Financial Health, Financial Planning, Personal Finance, Retirement Planning, Support Services
Tagged Age Pension, Carer Payment, Centrelink, Commonwealth Seniors Health Card, Concession Cards, CSHC, Disability Support Pension, Eligibility, Federal Government Concessions, Financial Advice, Financial Support, HCC, Health Care Card, Income Thresholds, JobSeeker Payment, LIHCC, Local Government Concessions, Low Income Health Care Card, Medical Discounts, MyGov, PCC, Pensioner Concession Card, Pharmaceutical Discounts, Private Business Concessions, Retirement Planning, State Concessions
Comments Off on Understanding Centrelink Concession Cards
Five Step Super Health Check
Ensure your superannuation is in top shape with this five-step health check! Consolidate your accounts to avoid multiple fees, review your investment strategy to match your risk tolerance and goals, check your insurance coverage, nominate a beneficiary, and keep your details up to date. These steps will help you maximize your retirement savings and ensure your future financial security. Continue reading
Posted in Financial Health, Financial Planning, Investment Strartegies, Personal Finance, Retirement Planning, Superannuation
Tagged ATO Online Services, Beneficiary Nomination, Death Benefit Nomination, Financial Health, Financial Planning, Financial Tips, Future Investment, Income Protection Insurance, Insurance in Super, Insurance Needs, Investment Advice, Investment strategy, Life Insurance, Retirement Fund, Retirement Goals, Retirement Planning, Retirement Savings, Risk Tolerance, Super Consolidation, Super Fund Information, Super Fund Management, Super Growth, Super Health Check, Superannuation, Tax File Number, Total and Permanent Disability Insurance, Up-to-Date Super Details
Comments Off on Five Step Super Health Check
What Not to Do in Retirement: Avoid These Common Mistakes
Avoid These Common Mistakes in Retirement Retirement can be a time of immense freedom and opportunity, but it’s important to remember that it’s also a major life transition. While it’s important to focus on what you want to do during … Continue reading
Posted in Retirement Planning
Tagged Financial Advice, Financial management, Health and wellness, Lifelong Learning, Mental health awareness, Personal development, Purposeful living, Retirement Lifestyle, Retirement Planning, Social engagement
Comments Off on What Not to Do in Retirement: Avoid These Common Mistakes
You CAN achieve one million dollars! Starting today.
You CAN achieve one million dollars! Starting today. One of the most common questions we’re asked as a financial adviser is “will I have enough to retire?” It truly is the million-dollar question! With so many variables involved, there is … Continue reading
Posted in Financial Planning, Getting Started, Investment Strartegies, Personal Finance, Retirement Planning
Tagged Accelerated Savings, Building Wealth, Financial Advice, Financial Discipline, Financial Fitness, Financial Milestones, Financial Planning, Inheritance Investment, Investment Returns, Long-Term Saving, Million Dollar Savings Plan, Millionaires' Club, Monthly Contributions, Regular Investing, Retirement Planning, Savings Calculator, Savings Goals, Savings Habits, Savvy Saving Strategies, Wealth Accumulation
Comments Off on You CAN achieve one million dollars! Starting today.
Is your retirement on FIRE?
Is your retirement on FIRE? FIRE… Financial Independence, Retire Early. Sounds nice, doesn’t it? It’s easy to see why the FIRE movement is burning hot across the younger generations. The notions of financial independence and early retirement are surely appealing … Continue reading
Posted in Financial Planning, Getting Started, Investment Strartegies, Personal Finance, Retirement Planning
Tagged Compounding Interest, Early Retirement, Extreme Savings, Financial Advising, Financial Freedom, Financial Independence, Financial Planning, FIRE Movement, Frugality, Healthy Financial Habits, Investment for Beginners, Investment Strategies, Lifestyle Adaptation, Maximizing Income, Mindful Spending, Personal Finance Goals, Retirement Planning, Savings Rate, Wealth Building
Comments Off on Is your retirement on FIRE?
Navigating Financial Decisions with a Behavioral Finance Lens
Navigating Financial Decisions with a Behavioral Finance Lens In today’s complex geopolitical and economic climate, making sound financial decisions requires more than just an understanding of numbers; it involves recognizing and overcoming our inherent biases and emotions. Behavioral finance offers … Continue reading
Posted in Consumer Behavior, Economic Insights, Financial Planning, Financial Wellness, Retirement Planning
Tagged Behavioral Biases, Behavioral Finance, Consistency Effect, Economic Trends, Economic Uncertainty, Emotional Investing, Financial Advising Techniques, Financial Decision-Making, Financial Strategies, Informed Financial Choices, Interest Rate Predictions, Market Fluctuations, Mortgage Choices, Objective Decision-Making, Psychological Biases, Retirement Planning, Risk Profiling, Superannuation Strategy, Tax Advantages
Comments Off on Navigating Financial Decisions with a Behavioral Finance Lens